Interest Rate-Bulk Deposits(>10 Cr) and FCNR(B) Deposits of 1 million and above

Rate of Interest for Single deposit of Above Rs. 10 Crore (Callable) w.e.f 30.07.2026
Maturity Period	Interest Rates for Bulk/NRO Deposits (%) p.a.				Interest Rates for NRE Deposits of above Rs.10 Crore to Rs.100 crore (%) p.a.
	Above Rs.10 Crore to Rs.25 Crore	Above Rs.25 Crore to Rs.100 Crore	Above Rs.100 Crore to Rs.500 Crore	Above Rs.500 Crore to Rs.1000 Crore
7-14 days	6.25	6.25	6.25	6.25	XXX
15-21 days	6.25	6.25	6.25	6.25	XXX
22-29 days	6.25	6.25	6.25	6.25	XXX
30-45 days	6.25	6.25	6.25	6.25	XXX
46-60 days	6.25	6.25	6.25	6.25	XXX
61-75 days	6.30	6.30	6.30	6.30	XXX
76-90 days	6.90	6.90	6.90	6.90	XXX
91-120 days	6.90	6.90	6.90	6.90	XXX
121-150 days	6.90	6.90	6.90	6.90	XXX
151-179 days	6.30	6.30	6.30	6.30	XXX
180-270 days	6.90	6.90	6.90	6.90	XXX
271 days to less than 1 year	6.90	6.90	6.90	6.90	XXX
1 year	7.02	7.02	7.02	7.02	6.99
>1 year upto 15 months	7.02	7.02	7.02	7.02	XXX
>15 months upto 2 years	6.25	6.25	6.25	6.25	XXX
>2 year upto 3 years	6.25	6.25	6.25	6.25	XXX
>3 years to 5 years	6.25	6.25	6.25	6.25	XXX
>5 years upto 10 years	6.25	6.25	6.25	6.25	XXX

Rate of Interest for Single deposit of Above Rs. 10 Crore (Non-Callable) w.e.f 30.07.2026
Maturity Period	Above Rs.10 Crore to Rs.25 Crore	Above Rs.25 Crore to Rs.100 Crore	Above Rs.100 Crore to Rs.500 Crore	Above Rs.500 Crore to Rs.1000 Crore
91-120 days	6.90	6.90	6.90	6.90
121-150 days	6.90	6.90	6.90	6.90
151-179 days	6.35	6.35	6.35	6.35
180-270 days	6.90	6.90	6.90	6.90
271 days to less than 1 year	6.90	6.90	6.90	6.90
1 year	7.16	7.16	7.16	7.16
>1 year upto 15 months	7.02	7.02	7.02	7.02
>15 months upto 2 years	6.30	6.30	6.30	6.30
>2 year upto 3 years	6.30	6.30	6.30	6.30

FCNR(B) Deposits of 1 million and above (%) p.a w.e.f 30.07.2026
Maturity Period	USD	GBP	EUR
1 yr < 2 yr	5.30	3.90	2.30
2yr <3 yr	3.40	2.80	0.55
3yr <4 yr	6.50	6.50	5.00
4yr <5 yr	6.55	6.55	5.05
5 Years Only	6.60	6.60	5.05